You're behind on mortgage payments
Missing payments is stressful, and it can feel like the options shrink every month. The earlier you look at them, the more you usually have.
Selling may be one option. We'll give you a clear written offer so you can compare it with what your lender or a housing counselor suggests.
Good to know
- Call your lender early and ask about every option they offer.
- HUD-approved housing counselors give free advice. You can find one at hud.gov or by calling 800-569-4287.
- We can't promise to stop a foreclosure. If a sale date is already set, tell us right away.
How it works
- 1Tell us about the houseA few taps. No photos or paperwork yet.
- 2Get a written offerIt's based on real numbers. If we can't make it work, we'll say so.
- 3Close on your dateMost close within a few weeks to two months.
Helpful reading
- Can you sell a house with liens or back taxes? Usually, yes. Here's how liens and unpaid property taxes are handled when a house sells, and what to check before you start.
Related situations
- You're behind on property taxes We'll look at the numbers with you and be straight about your options.
- There are liens on the house Judgments, unpaid bills or old debts on the title.
- Your situation changed Divorce, a job change, health or family. Sell on your terms.
